Chocolate Chip Banana Cream Bread

My husband adores banana bread, so I am constantly honing my recipe to be more wholesome and nutritious.  That’s not to say this is a health food, but it sure is a delicious compromise.  As flax has been proven to help lower cholesterol, at least in this house, I’ve managed to work it into the recipe with no negative impact on the taste.  In fact, I think it tastes better.  I love wholesome ingredients, and they certainly make a smaller serving of anything much more satisfying.

Mix wet ingredients in one bowl... dry in another.  Voila.  Simple!

Mix wet ingredients in one bowl... dry in another. Voila. Simple!

1/2 cup butter, softened
3 ounces Neufchatel, cream cheese style
1/2 cup Splenda brown
2 medium bananas, overripe
1 large egg
1/4 cup Greek yogurt
1/2 cup Flax meal
1/2 cup almond meal
1/2 cup whole wheat flour
1/3 cup semi-sweet mini chocolate chips
1 tsp baking soda
1 tsp baking powder
1/2 tsp lite salt


  • Blend together butter, Neufchatel, and Splenda until well mixed. Add bananas, egg, and yogurt again until well mixed.
  • In another bowl, combine the rest of the ingredients. Stir the dry ingredients into the wet ingredients until just mixed.
  • Pour into a non-stick spray coated bread pan and bake in 325 degree oven for 1h 15m.
My latest attempt at artsy fartsy photography.

My latest attempt at artsy fartsy photography.

First and foremost, the more ripe the bananas… the better the bread. You want them overripe. This is a terrific way to use up bananas before they spoil. The browner, the better.

These are by far not the darkest I've used.

These are by far not the darkest I've used.

This bread is incredibly moist the way I make it.  In fact, it’s verging on soggy… but in a creamy good way!  You can use just about any combination of flours and meals so long as it totals 1.5 cups.  I recommend you choose from among whole wheat flour, soy flour, flax meal, and almond meal.  White flour is certainly acceptable if you don’t watch the amount or type of carbs you eat.  The more fluffy and bread-like you want your banana bread, when using this recipe as a guideline, the more you should increase the ratio of whole wheat, soy, or white.  If you choose to go with a lower carb version of all nut meals and flax, you may wind up with a soggy mess.  While this is a great combination for chewy recipes such as my Chewy Chocolate Protein Bars, it didn’t work too well with this creamy banana bread recipe.  I plan to try again using a different recipe base, but I don’t recommend it here.

The Neufchatel can be replaced with regular or low fat cream cheese, if desired.  I’d steer clear of the fat free dairy stuff when it comes to baking.  By the same token, the Greek yogurt can be subbed with regular yogurt, flavored yogurt, or sour cream.  An equivalent amount of egg substitute works just fine in place of the egg.

Most of all, I can’t stress enough how great mini chocolate chips are.  Just 1/3 cup goes a long way in this recipe where you’d need twice the amount of regular sized chips to achieve a similar taste and texture.  You can certainly chop down regular sized chocolate chips, but to me it just isn’t the same.  I’m very particular about my chocolate!

It should bake for about 1 hour and 15 minutes, but you should start checking on it at around an hour.  The whole flours and meals tend to give it a darker look, so your best bet is to check for doneness by sliding a thin knife into the center.  When it comes out relatively clean, it’s done!

The prettiest cat in the world!

The prettiest cat in the world!

Find this recipe in my SparkRecipes recipe box. – There are other versions of banana bread in there as well!


  1. gharkness says:

    Your other cats are going to be so jealous when they find out what you did for this one!

    Hint on the bananas: for those who really don’t know when they want to make this delicious bread, just buy medium-ripe ones and throw them in the freezer (peeled and cut up. They will be WAY ripe when you thaw them for the bread!

  2. Them’re male cats. They know they’re the handsomesteses. :)

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